Wealth Localization & Strategic Financial Advisory
Maximize Your “India Opportunity.” Minimize Your Tax Leakage.
Returning to India is one of the most significant financial pivots you will ever make. It requires shifting from a “Global Saving” mindset to an “Indian Growth” strategy. Our advisory services are designed to help you leverage your NRI status during the transition and build a robust, tax-efficient portfolio for your life in the “New India.”
📈 1. Strategic Investment Advisory
We help you move your capital into India’s high-growth sectors with institutional rigor.
- Portfolio Localization Report: We analyze your global assets (401ks, IRAs, foreign stocks) and create a roadmap to rebalance them into Indian equities, mutual funds, and AIFs (Alternative Investment Funds).
- Fractional Real Estate & REITs: Access the high-yield commercial market with smaller ticket sizes, benchmarking returns of 8-12% in prime corridors like Noida and Bangalore.
- Venture & Startup Access: For “Sophisticated Investors,” we provide curated access to Series A/B startups in the MERN-stack and AI space, focusing on long-term capital appreciation.
⚖️ 2. Tax Planning & RNOR Optimization
Don’t pay more tax than you owe. We specialize in the “Transition Tax Window.”
- The RNOR “Tax Holiday”: We help you maximize the Resident but Not Ordinarily Resident status, which allows you to keep your foreign income (interest, dividends, rentals) tax-free in India for up to 3 financial years.
- Cross-Border Tax Compliance: Ensuring you stay compliant with both Indian Income Tax laws and your foreign country’s exit tax requirements (e.g., FBAR/FATCA for US returnees).
- 15CA/15CB Management: Seamless handling of the paperwork required for repatriating funds from NRO accounts back abroad.
🏦 3. Banking & Compliance Concierge
We handle the “Red Tape” so your money stays liquid and legal.
- NRE/NRO to Resident Conversion: Upon your return, your banking status must change. We manage the mandatory re-designation of your accounts to Resident/RFC accounts to ensure no break in your banking services.
- PIS (Portfolio Investment Scheme) Cleanup: Closing out old NRI investment accounts and moving them into modern Resident Demat accounts.
- KYC & Aadhaar Linking: A one-stop service to ensure your PAN, Aadhaar, and Bank accounts are digitally linked and ready for the UPI economy.
💎 4. Asset Recovery (IEPF Services)
Reclaim your forgotten family wealth.
Many NRIs have family wealth locked in old physical share certificates or unclaimed dividends.
- IEPF Recovery Desk: We specialize in the complex process of recovering shares from the Investor Education and Protection Fund. We digitize old certificates and move them into your modern Demat account.
- Ancestral Wealth Search: Investigating and title-clearing family investments that have been dormant for decades.
💰 Advisory Service Modules
| Feature | The Transition Audit | The Wealth Builder | The Family Office |
| Ideal For | Planning the move (0-6 months). | Active portfolio growth. | High Net-Worth families. |
| Tax Planning | RNOR & 15CA/CB Advisory. | Annual Tax Filing Support. | Multi-Country Strategy. |
| Investments | Portfolio Review. | Direct Equity & MF Advisory. | Startup & Private Equity. |
| Banking | Account Conversion help. | NRE/NRO Management. | Full Wealth Concierge. |
🛡️ The India Wapsi “Fiduciary” Guarantee
- No Commissions: We do not take “kickbacks” from mutual fund houses or banks. We are paid by you, to work for you.
- Data Privacy: Your financial data is protected under the DPDP Act 2023 and stored in high-encryption digital vaults.
- 2026 Readiness: Our advice is grounded in the latest Budget 2026 and RBI master directions.
“India is no longer just a place to retire; it’s the world’s most exciting investment destination. We make sure you land on the right side of the growth curve.”